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Business Auto Insurance

Coverage to protect your business cars, trucks, and other vehicles.

Business auto insurance from an agency that cares.

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Whether you have one vehicle or a whole fleet, we can help you implement custom coverage that will protect your business and personal assets from the additional exposure that commercial vehicles bring with them.

An extra layer of coverage to your auto policy.

A vehicle collision is never good news, but when it’s one of your business’ cars or trucks, the consequences are more complicated. Business auto insurance, also called commercial auto insurance, takes all the elements of normal auto coverage and adds on extra protection.

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Business Auto
Liability Coverage

Protects you from legal exposures and risks resulting from a covered accident.

Bodily Injury Liability Coverage

Can ease the financial burden of bodily harm or death resulting from an at-fault accident. It also typically includes coverage for legal costs.

Property Damage Liability Coverage

Protects you if your vehicle unintentionally causes damage to someone else's property.

Medical Payments Coverage

Helps pay for medical expenses for you and your vehicle's passengers following a covered accident, regardless of who is at fault.

Uninsured Motorist Coverage

Protects you from injuries and covered property damage caused by an uninsured or a hit-and-run driver. It sometimes includes underinsured motorist coverage for scenarios when the at-fault driver's insurance is inadequate.

Comprehensive Physical Damage Coverage

Compensates for the damage to your vehicle from theft, vandalism, flood, fire, and other covered non-collision risks.

Collision Coverage

Pays for damage to your vehicle in case of a collision with another object.

Higher liability coverage than auto insurance for individuals.

For example, when obtaining commercial car insurance you can usually get much higher liability coverage to reflect the fact that a business typically has more assets at risk than an individual would. Additionally, with commercial auto insurance, you can get collision insurance. This type of coverage pays out for damage to your commercial car or truck no matter who caused the collision–a protection that’s often a must if you lease or finance commercial vehicles.

Essential for employees who use their own vehicles for work.

It’s also worth considering employers non-owned car liability coverage. Employers non-owned car liability coverage is an add-on or a separate policy covering those instances when your employees drive their own personal cars or trucks as part of their work for your business. This type of protection can help reduce the risk of messy legal complications if they are injured or their vehicle is damaged during this time.

Commercial car insurance is essential for those that run a business, but obtaining the proper coverages can get confusing. We can help!

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